The higlights of Dinagyang Festival 2009 in Iloilo is fast approaching and many of us are eager to see as it happens but some unfortunately cannot come personally do it, so i will be posting the videos and live streaming of the event. The COMPLETE SCHEDULE of the activity has already been posted here and if you're coming personally to Iloilo here's the list of hotels and inns . Let's enjoy Dinagyang "BEST TOURISM EVENT IN THE PHLIPPINES". Hala Bira Iloilo! heres a video teaser.
Read More
Sunday, January 18, 2009
Thursday, January 15, 2009
Where to stay in Iloilo City this Dinagyang 2009
To help those who are planning to witness the Dinagyang Festival 2009, here’s a list of places where you can stay in Iloilo City.
Read More
Wednesday, January 14, 2009
DINAGYANG 2009 COMPLETE SCHEDULE
Here is the complete flow of activities in Iloilo Dinagyang Festival 2009 - "BEST TOURISM EVENT IN THE PHLIPPINES" by Department of Tourism. Diangyang bagged the recogntion for i think 3 consecutive years. Iloilo is also considered to be the Festival capital of the philippines. Other festivals include the "PARAW REGGATA", "CHINESE NEW YEAR" and many more. To read the Complete schedule of activities this 2009 click here...
Read More
Tuesday, January 13, 2009
Complete list of Paypal Bank Codes in the Philippines (as of January 2009)
| Bank Name | Bank Code |
|---|---|
| ALLIED BANKING CORP | 010320013 |
| AUSTRALIA NEW ZEALAND | 010700015 |
| ASIA UNITED BANK | 011020011 |
| BANGKO SENTRAL NG PILIPINAS | 010030015 |
| BANGKOK BANK | 010670019 |
| BANK OF AMERICA | 010120019 |
| BANK OF CHINA | 011140014 |
| BANK OF TOKYO | 010460012 |
| BANCO DE ORO (& EQUITABLE PCI BANK) | 010530667 |
| BANK OF COMMERCE | 010440016 |
| BANK OF THE PHIL ISLANDS (BPI) | 010040018 |
| CHINA BANKING CORP | 010100013 |
| CHINA TRUST COMML BANK | 010690015 |
| CITIBANK N.A. | 010070017 |
| DEVT BANK OF THE PHILS (DBP) | 010590018 |
| DEUTSCHE BANK | 010650013 |
| EAST WEST BANK | 010620014 |
| EXPORT & INDUSTRY BANK | 010860010 |
| FUJI BANK | 010640010 |
| HONGKONG AND SHANGHAI BANK (HSBC) | 010060014 |
| INTL COMML BANK OF CHINA | 010560019 |
| INTL EXCHANGE BANK | 010680012 |
| JP MORGAN CHASE BANK | 010720011 |
| KOREA EXCHANGE BANK | 010710018 |
| INTL NEDERLAND BANK | 010660016 |
| LANDBANK OF THE PHILS | 010350025 |
| align="left" style="width:280px;border-color:rgb(229,136,2);border-style:solid;border-width:1px;">MAYBANK OF THE PHILS | 010220016 |
| METROPOLITAN BANK & TRUST CO | 010269996 |
| PHIL BANK OF COMMUNICATION | 010110016 |
| PHIL TRUST COMPANY | 010090039 |
| PHIL NATIONAL BANK (PNB) | 010080010 |
| PRUDENTIAL BANK | 010150018 |
| PHIL VETERANS BANK | 010330016 |
| RIZAL COMML BANKING CORP (RCBC) | 010280014 |
| SECURITY BANK & TRUST CO | 010140015 |
| STANDARD CHARTERED BANK | 010050011 |
| UNITED COCONUT PLANTERS BANK | 010299995 |
| UNION BANK OF THE PHILS (UBP) | 010419995 |
| UNITED OVERSEAS BANK | 010270189 |
Monday, January 12, 2009
Ten reasons why we should be happy in 2009
Thursday, January 8, 2009 The Philippine Star Business
by Joey Concepcion
Upon reading all the columns these days, there is nothing but bad news about 2009. Not that I disagree with many of the views, but I think things will be different. The Philippines will be far better than many other countries. Here are 10 reasons why I think we should be happy in 2009.
1 – We (Philippines, Inc.) have a unique business model, which is now more Service-based, through the export of manpower services and the migration of Filipinos to countries like America, Canada and countries in Europe. A lot of Filipinos continue to be one of the best performers in different industries, especially in the fields of medicine, construction, domestic service, among the many services provided. Many Filipinos, especially in America, take on two jobs and work very hard. Many of them even own the nursing homes in America. This is an industry wherein many Filipinos really excel. This strength comes from many generations of respect for elders. For example, the mano po tradition is still commonly practiced up to now. When a Pinoy eats, he never fails to say “Kain tayo!” and offers his food to be shared. These simple gestures show the many generations of respect. Our yayas who leave their families to take care of our own children are, in a way, traini ng for many who plan to go to Asian countries to do the same with higher pay. These OFW remittances will continue, which contributes to our GDP. In a way, this is the same as the oil that the Arabs have, or what durable products China has for exports to America. This is also now greatly affected as Americans have slowed down on consumption. Even though other countries, especially China, is well known for their export of hard goods, people will always have the option to put off buying furniture, toys, appliances or their other products. But, services are different because these are always needed. Our country’s export of services via OFWs, call centers and BPOs is very unique. Compared to This service is hard to replace, as Filipinos have the passion to serve and a natural advantage in communications skills especially when abroad. Even here in our country, a call center operator would make 300 dollars a month. This is just equivalent to three days wage of an American working in a call center. With the crisis in their country, they would have to relocate here.
2 – In the years to come, we will be entering a low interest regime, with the Americans taking interest rates to almost zero. This will force other countries to lower interest rates. If Japan has had low interest rates for nearly 15 years and if America’s economy will remain sluggish, we could be looking at low rates for quite some time. This can lead to our advantage. If our central bank will not lower rates, we may see a stronger peso this coming year or at the very least a much more stable peso. If interest rates are lowered, this will benefit a lot of entrepreneurs and would be also good for business. The peso may slide to the levels of 50, but this will also be good for the exporters, OFWs, call centers and BPOs.
3 – Oil has come down from the highs of 145 levels. As I have mentioned in my past columns, when oil was at that level, it was caused more by the hedge funds pushing oil beyond its real demand. Within two months, we have seen oil collapsed to a low of 30s. Now, it has recovered to high 40s. Assuming that oil would average between 50 and 60 for the year, this will still be a big boost for the tourism industry, as air travel will become cheaper. Our logistics cost in transporting products, being a country with seven thousand islands, will go down. The cost of power will go down, helping the consumers and the negosyantes with plants running at lower energy costs. This will also prevent an excessive conversion of farm lands to be used for alternative fuel, which should be discouraged. Instead, this option should be managed, so that irrigated and productive land will be used to make us self-sufficient in terms of producing rice.
4 – We will see inflation come down very fast. Commodities have come down, from the price of steel to raw materials and food like skimmed milk, wheat, oil, soybean, corn and others. By the beginning of the second quarter, when most of the companies that hedged would have been consumed, we should see prices come down. Another possibility would be no price increase this year. In fact, our company RFM has already reduced the price of our pasta. It is now one of the lowest in the market. Even our milk, hotdogs and corned beef are priced lower; as we are already taking some losses since the replacement cost have come down. This is going to be good news for the consumers.
5 – Philippine election spending will start early as usual. I expect this will be happening sometime midyear, as we will definitely have elections in 2010. The excitement of the 2010 elections will be felt very early. This spending should filter through the economy as early as the third quarter this year.
6 - Manny Pacquiao will beat Ricky Hatton. This will give the Filipinos greater pride. There will be more of the Collezione C2 shirts with the Philippine map to be worn by Filipinos, and less of the polo shirts. We will see a proliferation of proud Filipino shirts with the Philippine flag as its banner. All these lead to building the nationalistic spirit. This is also something that is very important to our country.
7 – The year 2009 will be the last full year of PGMA in office. I am not saying she has done a bad job. In fact, she has prepared well our country for the global financial crisis. This last year of her term, many of those running would want her to already finish her term. This year, we should see her stay in office, with less of impeachment noises. If we are able to weather this global crisis and PGMA is able to deliver economic growth, this will vindicate her as she finishes her term.
8 – The political drama will unfold. Many Filipinos look forward to this. Who will PGMA endorse as administration candidate? Who will Manny Villar pick as his running mate? Will Mar marry Korina? Will it be Loren or Chiz for president? Will Vilma Santos run for vice president?
9 – The world avoids a depression.
10 – GOD STILL LOVES THE PHILIPPINES.
***
For feedback, email me at gonegosyo@yahoo.com or through SMS at our new hotline 0918-9656333. For free business advice, visit www.gonegosyo.net .
Read More
by Joey Concepcion
Upon reading all the columns these days, there is nothing but bad news about 2009. Not that I disagree with many of the views, but I think things will be different. The Philippines will be far better than many other countries. Here are 10 reasons why I think we should be happy in 2009.
1 – We (Philippines, Inc.) have a unique business model, which is now more Service-based, through the export of manpower services and the migration of Filipinos to countries like America, Canada and countries in Europe. A lot of Filipinos continue to be one of the best performers in different industries, especially in the fields of medicine, construction, domestic service, among the many services provided. Many Filipinos, especially in America, take on two jobs and work very hard. Many of them even own the nursing homes in America. This is an industry wherein many Filipinos really excel. This strength comes from many generations of respect for elders. For example, the mano po tradition is still commonly practiced up to now. When a Pinoy eats, he never fails to say “Kain tayo!” and offers his food to be shared. These simple gestures show the many generations of respect. Our yayas who leave their families to take care of our own children are, in a way, traini ng for many who plan to go to Asian countries to do the same with higher pay. These OFW remittances will continue, which contributes to our GDP. In a way, this is the same as the oil that the Arabs have, or what durable products China has for exports to America. This is also now greatly affected as Americans have slowed down on consumption. Even though other countries, especially China, is well known for their export of hard goods, people will always have the option to put off buying furniture, toys, appliances or their other products. But, services are different because these are always needed. Our country’s export of services via OFWs, call centers and BPOs is very unique. Compared to This service is hard to replace, as Filipinos have the passion to serve and a natural advantage in communications skills especially when abroad. Even here in our country, a call center operator would make 300 dollars a month. This is just equivalent to three days wage of an American working in a call center. With the crisis in their country, they would have to relocate here.
2 – In the years to come, we will be entering a low interest regime, with the Americans taking interest rates to almost zero. This will force other countries to lower interest rates. If Japan has had low interest rates for nearly 15 years and if America’s economy will remain sluggish, we could be looking at low rates for quite some time. This can lead to our advantage. If our central bank will not lower rates, we may see a stronger peso this coming year or at the very least a much more stable peso. If interest rates are lowered, this will benefit a lot of entrepreneurs and would be also good for business. The peso may slide to the levels of 50, but this will also be good for the exporters, OFWs, call centers and BPOs.
3 – Oil has come down from the highs of 145 levels. As I have mentioned in my past columns, when oil was at that level, it was caused more by the hedge funds pushing oil beyond its real demand. Within two months, we have seen oil collapsed to a low of 30s. Now, it has recovered to high 40s. Assuming that oil would average between 50 and 60 for the year, this will still be a big boost for the tourism industry, as air travel will become cheaper. Our logistics cost in transporting products, being a country with seven thousand islands, will go down. The cost of power will go down, helping the consumers and the negosyantes with plants running at lower energy costs. This will also prevent an excessive conversion of farm lands to be used for alternative fuel, which should be discouraged. Instead, this option should be managed, so that irrigated and productive land will be used to make us self-sufficient in terms of producing rice.
4 – We will see inflation come down very fast. Commodities have come down, from the price of steel to raw materials and food like skimmed milk, wheat, oil, soybean, corn and others. By the beginning of the second quarter, when most of the companies that hedged would have been consumed, we should see prices come down. Another possibility would be no price increase this year. In fact, our company RFM has already reduced the price of our pasta. It is now one of the lowest in the market. Even our milk, hotdogs and corned beef are priced lower; as we are already taking some losses since the replacement cost have come down. This is going to be good news for the consumers.
5 – Philippine election spending will start early as usual. I expect this will be happening sometime midyear, as we will definitely have elections in 2010. The excitement of the 2010 elections will be felt very early. This spending should filter through the economy as early as the third quarter this year.
6 - Manny Pacquiao will beat Ricky Hatton. This will give the Filipinos greater pride. There will be more of the Collezione C2 shirts with the Philippine map to be worn by Filipinos, and less of the polo shirts. We will see a proliferation of proud Filipino shirts with the Philippine flag as its banner. All these lead to building the nationalistic spirit. This is also something that is very important to our country.
7 – The year 2009 will be the last full year of PGMA in office. I am not saying she has done a bad job. In fact, she has prepared well our country for the global financial crisis. This last year of her term, many of those running would want her to already finish her term. This year, we should see her stay in office, with less of impeachment noises. If we are able to weather this global crisis and PGMA is able to deliver economic growth, this will vindicate her as she finishes her term.
8 – The political drama will unfold. Many Filipinos look forward to this. Who will PGMA endorse as administration candidate? Who will Manny Villar pick as his running mate? Will Mar marry Korina? Will it be Loren or Chiz for president? Will Vilma Santos run for vice president?
9 – The world avoids a depression.
10 – GOD STILL LOVES THE PHILIPPINES.
***
For feedback, email me at gonegosyo@yahoo.com or through SMS at our new hotline 0918-9656333. For free business advice, visit www.gonegosyo.net .
Friday, January 9, 2009
PHILIPPINE HOLIDAYS FOR 2009
There will be 10 long holidays in 2009.
Last Christmas eve, Arroyo signed Proclamation 1699 that lays out the holiday schedule this year.
First on the holiday list is a three-day weekend before the Easter break.
The observance of Araw ng Kagitingan (Day of Valor) on April 9 (Thursday) was moved to the nearest Monday which is April 6.
This will be followed by the Easter holidays from April 9 (Maundy Thursday) until April 12 (Easter Sunday).
The other regular holidays are:
- Labor Day-May 1(Friday);
- Independence Day- June 12 (Friday);
- National Heroes Day- August 31 (Monday);
- Bonifacio Day - November 30 (Monday);
- Christmas Day- December 25 (Friday); and,
- Rizal Day- December 30 (Wednesday).
Arroyo declared the following as Special Non-Working Days:
- Ninoy Aquino Day - August 21 (Friday);
- All Saints Day - November 1 (Sunday) and All Soul’s Day - November 2 (Monday);
- Christmas Eve - December 24 (Thursday); and,
- New Year’s Eve - December 31 (Thursday).
The president has long been implementing holiday economics to boost domestic tourism and allow Filipinos to have more time with their families.
Holiday economics entails the transfer of some holidays to a Monday or a Friday so that Filipinos may enjoy longer weekends.
Businessmen earlier complained over the recent two-week Christmas-New Year break.
However, Malacañang maintained consultations were made with all sectors concerned, including the business community, before issuing this year's holiday list.
Saturday, December 27, 2008
ADVERTISE for LESS
8 inexpensive but effective ways to promote your business
There are a number of ways an entrepreneur can make his business known without shelling out so much cash.
1. EMPLOY WORD-OF-MOUTH MARKETING
A recommendation from a friend is the most trusted source of information when making a purchase decision. So generate positive conversations about your product by taking advantage of social net sites like friendster and facebook, or blogging and twittering.
2. INVEST IN A WEBSITE
A website is a big plus since aside from publishing prices and information, viewers also get to see what the products look like without having to venture all the way to your store. Include your website address in the flyers that you give.
3. GIVE OUT FREEBIES
Example is you include in your flyers a free taste that the customers can claim to your store, that is for food business.
4. USE COMPANY TOOLS
If you use a car or van for your business, you can use this as your very own moving billboard - for free!. Other things you can place your brand on: packaging materials and even uniforms.
5. JOIN BAZAARS AND TRADE FAIRS
You may shell out a bit more cash for this, but it allows you to display your products and enables clients to place orders on tye spot. Provide a guest book so that you can get in touch with your prospect clients even if the exhibit is over. If the booth rentals too costly for you find another entrepreneur to share booth space with.
6. SEND OUT FLYERS
7. GET MEDIA EXPOSURE
Simply send samples of your products or invite the media to try out your services for free; if they like the experience, they will be more than happy to put in a good word for you when the opportuniy comes up.
8. SPONSOR TV SHOWS
You don't have to take out an ad to appear in a tv show; some are actually open to ex-deals. You can simply provide food for the staff and crew of the show (i.e.Umagang Kay Ganda, Sis, Unang Hirit, 24 Oras, TV Patrol, etc) in exchange, either your company name will be mentioned or your logo will be flashed on air. It's very effective. GMA 7 at (632) 982 - 7777 and ABS-CBN at (632) 924 - 4101.
Read More
There are a number of ways an entrepreneur can make his business known without shelling out so much cash.
1. EMPLOY WORD-OF-MOUTH MARKETING
A recommendation from a friend is the most trusted source of information when making a purchase decision. So generate positive conversations about your product by taking advantage of social net sites like friendster and facebook, or blogging and twittering.
2. INVEST IN A WEBSITE
A website is a big plus since aside from publishing prices and information, viewers also get to see what the products look like without having to venture all the way to your store. Include your website address in the flyers that you give.
3. GIVE OUT FREEBIES
Example is you include in your flyers a free taste that the customers can claim to your store, that is for food business.
4. USE COMPANY TOOLS
If you use a car or van for your business, you can use this as your very own moving billboard - for free!. Other things you can place your brand on: packaging materials and even uniforms.
5. JOIN BAZAARS AND TRADE FAIRS
You may shell out a bit more cash for this, but it allows you to display your products and enables clients to place orders on tye spot. Provide a guest book so that you can get in touch with your prospect clients even if the exhibit is over. If the booth rentals too costly for you find another entrepreneur to share booth space with.
6. SEND OUT FLYERS
7. GET MEDIA EXPOSURE
Simply send samples of your products or invite the media to try out your services for free; if they like the experience, they will be more than happy to put in a good word for you when the opportuniy comes up.
8. SPONSOR TV SHOWS
You don't have to take out an ad to appear in a tv show; some are actually open to ex-deals. You can simply provide food for the staff and crew of the show (i.e.Umagang Kay Ganda, Sis, Unang Hirit, 24 Oras, TV Patrol, etc) in exchange, either your company name will be mentioned or your logo will be flashed on air. It's very effective. GMA 7 at (632) 982 - 7777 and ABS-CBN at (632) 924 - 4101.
Tuesday, December 23, 2008
DID YOU KNOW THAT?
- ACCENTURE, the global management consulting, technology services, and outsourcing company, is said to be the largest consulting firm in the world, employing more that 178,000 people in 49 countries. It is headquaretered in Campus Kronberg, Germany.
- The International Business Machines (IBM) has been known through most of its recent history as the world's largest computer company; and with over 388, 000 employees worldwide, it is the largest information technology employer in the world.
Subscribe to:
Posts (Atom)
